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"123456" tops list of most common passwords for 2020

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Top 14 Excel Password Remover Tools in 2020

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October Earnings Report - How I made £774.25 in October 2020

Hi Everyone,
Hope you all had a great October.
Firstly many thanks to everyone who helped me to achieve some extra Beer Money this month it is super appreciated. I have been chuffed every time I see a post that gives me an opportunity to get some extra £'s, $'s or €'s.
It is great to see so many people sharing their referrals and helping out others in the threads.
Just wanted to share with the community how in October 2020 I made £774.25 through using the Beer Money UK Reddit group. Tonight is the first time I have added it all up and I am really surprised it was so high. I thought it was going to be half around £350! Therefore, I am super happy to share with everyone what I did.
Hopefully it will help some other people to make some extra money this month. Please feel free to comment below or reach out to me on DM if you have any questions. The economy if a bit rubbish right now and I appreciate their are lots of people out there that could with a few extra pounds to make ends meet.
For background I set up this Reddit account about 2 months ago during lock down as a result of having my hours at work decreased by 20 hours a week. I was worried money might get a little tight and as a result I thought it would be idea to try and make some extra money with the additional time I had.
Thinking / hoping it would just be for a temporary period I wanted to choose something I could pick up and put down easily, that had no set hours. I considered flowing options:
  • Micro task sites
  • Surveys / Product reviews etc
  • Mystery shopping etc
  • BeerMoneyUK
I tried a few Micro task sites and earned a small amount, ~£20 ish pounds or so, but I was so mind-numbingly bored from them that I discounted them as an option. Congrats to everyone that is making money this way. I mainly tried Neevo / Defined Crowd. I lost the will to live when I had to listen to recording of two of the same thing and say which one I liked better eg 'Go right at the next junction' only to find I got the answers wrong. How I could get the answers wrong to which one I preferred I do not know?!?
The surveys I did try paid too small amount for the time they took and I also found them boring.
I could not be bothered going out to do shopping, and it was the middle of a pandemic, so I discounted mystery shopping.
That left with me with using BeeryMoneyUK as my test bed for additional income from signing up to new services :)
After trying the above in September time. October was my first full month of utilising the offers from BeerMoneyUK.
Here is my October 2020 Earning Report:
  • Earnings in GBP: £447.70
  • Earnings in EUR: €184.00 (£175.91)
  • Earnings in USD: $195.00 (£150.64)
Total earnings: £774.25
Note, I haven't included fees in this report as it would take a while to work out and would only be a small percentage of the amount ~2%.
Also with regards the Bitcoin / cryptocurrency bonuses I keep these in denominated in Bitcoin. There is no chance I am selling these for fiat!!! I also have not accounted for the rise in Bitcoin price that will have pushed my earning up higher :)
Tips for people looking to maximize income from BeerMoneyUK:
Here are my observations and tips for people like me looking to make a little bit of money on the side with their free time:
  1. Make sure you have ID (passport, driving license, bank statements etc), all the best offers require some sort of verification / KYC. Keep copies of these on your hard drive in a specific folder so you can drag and drop them when needed.
  2. Make sure you have a Euro / Multi-Currency accounts. Shameless plug for Bitwala and TransferWise both of these accounts have enabled me to fully take advantage of Euro and USD offers. I use both the web based and app versions regularly for these accounts. Its nice to get a phone notification letting you know a payment or transfer has arrived. So I can immediately send it back to my main account.
  3. Read the BeerMoneyUK rules. They help keep the place running smoothly.
  4. I use a separate Browser for everything BeerMoneyUK related. The browser I use is Brave This is logged into this Reddit account and has LastPass Chrome Extension installed to save all my passwords. Chrome extensions all work well in Brave. I create unique random 20+ character passwords for all my accounts. Using Last Pass means you do not need to remember them. Having a dedicated browser for all the deals makes things work well. It also auto populates many of the signup forms to save time.
  5. Best types of offers in order of size free bonuses; Bank Switches, Money Transfer Services, Cryptocurrency, P2P Investing. Don't be scared to get stuck into new markets and try services you wouldn't normally try. Give it ago and make some free money along the way! Also for bank switches I do not use my main account. I just create an additional current account that can be switched. Pretty much all banks let you do this and it takes 5 mins to set up. If the switched have requirements no problems... Eg must have 3 payments/direct debits set up. Ok :) link account to Paypal (2 mins), set up regular monthly payment to main account £1 a month, set up regular monthly payment of £1 a month into TransferWise account.
  6. Learn to love Bitcoin :) £10 in Bitcoin today is worth £100 in Bitcoin sometime very soon, and £1,000 in the not too distant future. I think anyone that does spends the time to find out more about Bitcoin will end up either loving it or at the very least respecting it as an investment asset that should be in everyone's portfolio. When viewing offers for free Bitcoin I view it in this mindset. If an exchange wants to give me £10 of free Bitcoin I see it as them giving me £100-£1000 for free! Don't cash Bitcoin out! Hodl!
  7. When you post an offer to help people via DM as well as in the thread. At least 3 people have DM'd me asking for help with offers and I have helped them with one, and then helped them further by suggesting similar offers.
  8. Use a laptop / Desktop to do the offers. I think it would be a struggle for me to do all the offers if I could not use these. Also you do need to have your phone handy for some. Have an authenticator app installed for 2FA (two factor authentication). Save all 2FA's in this app.
  9. Be organised! I have a Google Doc that I list all my offers on. Here is a BeerMoneyUK Template version made for people to use. Feel free to copy and then edit it: https://onedrive.live.com/view.aspx?resid=197E853733392C3A!3518&ithint=file%2cdocx&authkey=!AKAVtjAHW_OqsRg
  10. Check BeerMoneyUK regularly. I sort posts by 'new' and check all the posts that have been made since the last time I checked. This ensure I do not miss anything. If I see something to sign up for I copy the URL and add it to my Google Doc. I pretty much sign up for things only when I have the time (weekend or evenings).
  11. Money... Unfortunately the old adage is true. It takes money to make money. I am not sure how much I have spent this month on money transfers etc, and although you do get all your money back, for lots of offers you do need to have at least some money to start with. I probably used a good £500 to put towards my money transfers etc. To reduce the impact of this make sure you have a system in place to quickly recycle your cash and avoid doing any offers that require you to lock up your capital for too long unless you have the cash. For example the P2P offers below can be cashed out in a month. But some of the investments on the October.EU platform are 48 months!! No chance I would invest in them. I want a quick in and out. 3 months max, maybe 6 months at a push for a good deal. Nearly all of the deals below are instant meaning you can cash out immediately.
  12. Every little bit adds up. Sometimes I think should I do this one is only worth £5. Do it! Everything adds up, especially when you consider the last point
  13. Share your referral link. After you have received your referral bonus make sure you share your link on the thread you signed up with and also create your own post on the BeerMoneyUK Reddit.
I am super happy to help so please feel free to send me a DM if you have any questions. I would be only too pleased to help someone make an extra bit of Beer Money in time for Christmas. Especially now I will have likely more time with the new lock down!!

How much time did it take?
I did not time myself doing these offers so hard to be exact. I would guess it has taken me between 30-50 hours in total for the month.
When signing up for offers I get side tracked. I do not see it as work because I am at home and the time is flexible. I might start one thing only to get distracted by life. I also do not try and do everything as fast as possible. I like learning new things and figuring out how something works. So I often find myself reading around a topic, or watching a few YouTube videos, to get a better understanding of something.
My plan is to time myself for November so hopefully I will have an accurate idea at the end of the month. I think it will take less hours this month as I have already completed a lot of sign-ups and written most of the referral posts that will just need to be re-posted.

Here is a breakdown of my October 2020 Earnings:
These are all the offers I did in October. Most of the income I have made in October is from actually signing up to the offers in question.
It would be super good if for November I can make some money from some of you excellent people signing up for the deals you think are good for you. Please make use of the referral links below and I will be eternally grateful, please remember to share your referral links to on the relevant posts!!
The deals below are in no particular order. I just pasted them from my own document. Here is a template version for you to copy/save so you can edit:

Company: Costa Coffee
Category: Free money
Get a free £3 when signing up and making your first purchase!
My Referral Link: https://swf3j.app.goo.gl/JCbSp
Invite code: IPLOO
Non Referral Link: https://www.costa.co.uk/ Download the app and enter the referral code when asked at signup for a Free £3
Earnings: £3

Company: Zumo Money
Category: Cryptocurrency
Get £5.50 when you sign up to Zumo Money and use my referral code
Referral code: ABC123
Earnings: £5.50

Company: TransferWise
Category: Free money
My thread: Fee-free transfer up to £500 and a £5 reward for when using the TransferWise debit card
Earning: £0

Company: Viainvest
Catergory: Free money
My thread: Free €15 when you deposit €50
Earnings: €15

Company: Tide Bank
Catergory: Free money
My thread: Get a Free £50 when you open an account
Earnings: £50

Company: Crypterium
Catergory: Crptocurrency
Offer: Free $5 when buy 50 euro of BTC
My Referral link Free $5
Non referral link no bonus
Earnings: $5

Company: October
Category: Free money
My thread: Get a free €20 to invest with October - No spending required
Earnings: €20

Company: Wirex
Category: Cryptocurrency
My thread: $10 of free Bitcoin for new users
Earnings: $10

Company: Lloyds Bank
Category: Account Switch
Offer: Get £100 for switching your account
Earnings: £100

Company: Kriptomat
Category: Cryptocurrency
Offer: buy or sell 100EUR or more of crypto, you’ll receive 10EUR worth of free Bitcoin!
My Referral Link Free €10
Non referral link no bonus
Earnings: €10

Company: Passfolio
Category: Free money
My thread: Get a free stock worth $1 and $100 with a $25 deposit (suitable for UK users)
Earnings: $100

Company: Curve
Category: Free Money
Offer: Get a free £5 for signing up to Curve
My Referral Link Free £5
Non referral link No bonus
Referral code: DWB926AD
Earnings: £5

Company: Swissborg
Category: Cryptocurrency
Offer: Get a bonus reward between €1-€100 in Bitcoin for signing up
My Referral Link €1-€100 bonus
Non referral link no bonus
Earnings: €14

Company: Xendpay
Category: Free money
Offer: £10 off your first money transfer
My Referral Link £10 bonus
Non referral link no bonus
Referral code: E471136
Earnings: £10

Company: Brave
Category: Passive Income
My thread: Brave browser - Earn around £5 a month by trying a new browser
Earnings: £21.20

Company: Mode Banking
Category: Cryptocurrency
My thread: Free £10 with Mode Banking when you buy or deposit £100 worth of Bitcoin (UK based)
Earnings: £68

Company: InstaCoin UK
Category: Cryptocurrency
My thread: Instacoin UK - Get a free £10 worth of Bitcoin (same day) for £100 Bitcoin purchase (UK Only)
Earnings: £80

Company: Gemini
Catergory: Cryptocurrency
My thread: Gemini get $10 free in bitcoin when you buy or sell $100 worth of Bitcoin - Now accepting UK Bank deposits
Earnings: $10

Company: Metro
Category: Free Money
Offer: Switch to Metro Bank, we’ll send you £50
My Referral link Free £50
Non referral link no bonus
Earnings: £?? bonuses are paid in January 2021 so I do not know how many people have signed up with my link yet.

Company: BlockFI
Category: Cryptocurrency
My post: Earn Interest on your Bitcoin and Get a free $10 when you open an account
Earnings: $10

Company: WorldRemit
Category: Free Money
My post: WorldRemit get a free £20 for sending £100 to yourself
Earnings: £60

Company: Bitrefill
Category: Cryptocurrency
My post: $5 free with Bitrefill for purchasing $50 gift cards
Earnings: $20

Company: Luno
Category: Cryptocurrency
My post: Get an instant free £10 when you buy £100 in Bitcoin
Earnings: £10

Company: Bitwala
Category: Free money
My post: Get 15€ from for opening a European bank account (no deposit needed!)
Earnings: €60

Company: Crypto.com
Category: Cryptocurrency
My post: Crypto.com Visa Card: $50 bonus, Free Spotify, 1-8% cashback on all purchases
Earnings: $50

Company: CurrencyFair
Category: Free money
My Post: Free 50€ when you transfer 2000€ to yourself using CurrencyFair
Earnings: €50
I had to remove the links for this one as currencyfair contacted me. They are happy for me to share the link in private though so DM me for the link if you want it :)

Company: BitPanda
Category: Cryptocurrency
My post: Get a free 15€ from Bitpanda exchange
Earnings: €15

Company: Skrill
Category: Free money
My post: Free £10 on your first money transfer
Earnings: £20

Company: Twino
Category: Free money
My post: Free £15 for new users wanting to try out P2P investing
Earnings: £15

Company: TransferGo
Category: Free money
My post: Get a quick £10 for free transferring money to yourself
Earnings: £30
submitted by TidyCompetition to beermoneyuk


Microsoft Office 2016 Professional Download Full Crack Version 32 bit and 64 bit (November 2020)

Microsoft Office 2016 Professional Download Full Crack Version 32 bit and 64 bit (November 2020)

Microsoft Office 2016 Free Download Full Version 32 bit and 64 bit. This is a collection of office applications that serve to perform data processing and numbers. This package includes ms word, excel, power point and much more. Today we want to share the link to download Microsoft office 2016 crack for free. Many are confused with this one version. Although it was named with 2016, in fact, the series was released in early 2017. However, you don’t need to worry about it. Because office 2017 didn’t exist and you should get the 2016 version instead.

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File Size : 2 GB
Last Update : 13 November 2020
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How to Install Microsoft Office 2016 Full Version

  1. Download microsoft office 2016 32 bit or 64 bit
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  4. Open the crack folder, run the .exe file
  5. Or use KMSpico to activate office, microsoft office 2016 activator
  6. Read the Readme.txt file for more information
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If the program asking for a serial number or product key, use these following.
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Project 2016 Professional YG9NW-3K39V-2T3HJ-93F3Q-G83KTP
Visio 2016 Professional PD3PC-RHNGV-FXJ29-8JK7D-RJRJK
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